Free tools

Free business tools.No strings attached.

Every tool solves a real operational problem in seconds. Download your documents or spreadsheets without creating an account or paying anything.

13 tools · No account needed · No credit card
Calculators and generators

Instant tools for founders and operators.

Pick a tool, enter your numbers, and take the result with you. Calculators that touch tax or payroll give estimates, so check the figures with a qualified adviser before you file or pay anyone.

Interactive generator01
Invoice Generator

Create professional PDF invoices in 30 seconds with live tax calculation, custom branding and multiple currencies.

Open generator
Interactive builder02
Balance Sheet Generator

A classified balance sheet builder with auto-calculated asset and liability subtotals and a real-time balance check.

Open builder
Excel calculator03
Payroll Calculator

A gross-to-net payroll estimate sheet with withholdings, employer taxes and benefit deductions. Estimates only.

Get calculator
Interactive calculator04
Break-Even Point Calculator

Find the sales volume where you stop losing money.

Open calculator
Interactive calculator05
Profit Margin and Gross Margin Calculator

Check your margin before you set a price, not after.

Open calculator
Interactive calculator06
CRM ROI Calculator

Put a number on whether a purchase or hire paid off.

Open calculator
Interactive calculator07
Take-Home Salary Calculator

See what an offer actually pays after tax and deductions. Estimates only.

Open calculator
Interactive calculator08
Reorder Point Calculator

Know when to reorder before you run out of stock.

Open calculator
Interactive calculator09
Employee Cost Calculator

The real monthly cost of a hire, not just the salary.

Open calculator
Interactive calculator10
Late Payment Interest Calculator

Work out what a client owes you in late fees.

Open calculator
Interactive calculator11
Sales Tax and VAT Calculator

Get the tax line right on every invoice. Estimates only.

Open calculator
Interactive calculator12
Freelance Hourly Rate Calculator

Turn a target income into an hourly rate.

Open calculator
Interactive calculator13
Depreciation Calculator

Straight-line depreciation on equipment and assets in one step.

Open calculator
TEMPLATES
Prefer a ready-made file?

The template library has spreadsheets and documents you can download and edit.

Common questions

Frequently asked questions.

Everything you need to know about our free tools and calculators.

Do I need an account to use these tools?

No. Every tool on this page works without an account or a credit card. Fill in your numbers, then download or copy the result.

Are the tax and payroll results exact?

They are estimates. The tools use standard assumptions and your inputs, so they may not reflect local rates or rules that apply to your business. Check the figures with a qualified adviser before you file a return or run payroll.

Where do my numbers go when I use a calculator?

Calculators run in your browser where possible. If an optional tool needs server processing or emails you the result, that processing is limited to producing the output you asked for, as described in our Privacy Policy.

Stop juggling standalone files.Run it all in one platform.

Encarmo brings accounting, invoicing, payroll, CRM and more into one connected platform, with free accounting and invoicing and unlimited users.

Free accounting and invoicing · No credit card required · Unlimited users